century Equity is the name given to the set of law legal principles, in jurisdictions following the English ..., modern equity is limited by Substantive law substantive and Procedural law procedural rules ..., the court that heard suits in equity in 19th century England . History The distinction between law and equity is an accident of history . The law courts or courts of law were the courts in England ..., Equity 2nd edn. OUP, Oxford 2006 p. 8. ref This body of law evolved on the basis of previously ... as in classical Roman civil and canon law, which heavily influenced equity. ref S Worthington, Equity ... being 17th century jurist John Selden s aphorism Equity is a roguish thing for law we have a measure ... and Constitutional History, Butterworths, Sydney, 1984, 223 224. ref As the law of equity developed ... injunction and concluded that in the event of any conflict between the common law and equity, equity ..., which also served to fuse the courts of equity and the common law although emphatically not the systems themselves into one unified court system. Once equity became a body of law, rather than an arbitrary ... Acts fused only the administration of common law and equity there is still a body of rules of equity which is quite distinct from that of common law rules, and acts as an addition to it. Although ... person had a right to use the land under the law of equity. Henry VIII enacted the Statute ..., each former colony acknowledged the reception of the common law and equity of England as a vital ... In modern practice, perhaps the most important distinction between law and equity is the set of remedies each offers. The most common civil remedy a court of law can award is monetary damages. Equity ... Law Review, May 1916, p. 411. ref as well as equity. ref name Dawson32 ref name Renner Renner ... States today, the federal courts and most state courts have merged law and equity in the courts ... law and equity has retained its old vitality. ref See, e.g., Sereboff v. Mid Atlantic Medical Services ... more details
cite web url http www.cricketarchive.com Archive Events Tables AXA Equity and Law League 1994.html title AXA Equity and Law League 1994 Table publisher CricketArchive accessdate 2011 01 24 ref small ... Pro40 seasons Category 1994 in cricket 1994 AXA Equity & Law League Category National League cricket ... more details
Events Tables AXA Equity and Law League 1993.html title AXA Equity and Law League 1993 Table publisher ... 1993 English cricket season Pro40 seasons DEFAULTSORT 1993 Axa Equity & Law League Category 1993 in cricket ... more details
Wiktionary equity TOC right Equity may refer to Finance, accounting and ownership Equity finance , the value of an ownership interest in property, including shareholders equity in a business Stock , the generic term for common equity securities is called stock Home equity , the difference between the fair market value and unpaid mortgage balance on a home Private equity , stock in a privately held company Equity in income of affiliates , an accounting term referring to the consolidated or unconsolidated ownership in affiliate companies Fairness Equitylaw , a branch of jurisprudence in common law jurisdictions Equity economics , the study of fairness in economics Educational equity , the study and achievement of fairness in education Intergenerational equity , equality and fairness in relationships between people of different ages Equity theory , on the relations and perceptions of fairness in distributions of resources within social and professional situations. Employment equity Canada ... groups Health equity , equality in health and healthcare Companies and organizations The word equity is also used in the names of the following companies and organisations Companies Equity Bank Group , a financial services provider in East Africa, headquartered in Nairobi, Kenya Equity Bank Uganda , a subsidiary of the Equity Bank Group Equity Industries, an electronics subsidiary of Chiaphua Components Group Equity Music Group , a country music record label Equity Office Properties Trust , one ... Equity Association , Labor union of actors and stage managers in the United States. Canadian Actors Equity Association , an association in Canada Forum Party of Alberta , a defunct political party from Alberta, Canada also known as the Equity Party. Equity trade union formerly British Actors Equity Association , an association in the United Kingdom Transportation Equity Network , a grassroots organization advocating equity based transportation policies in the United States of America United States ... more details
seealso Court of Chancery A chancery court , equity court or court of equity is a court that is authorized to apply principles of Equitylawequity , as opposed to law , to Legal case cases brought before it. These courts began with petitions to the Lord Chancellor of England. Equity courts handled lawsuits and petitions requesting remedies other than damages, such as writs, injunctions, and specific performance. Most were eventually merged with courts of law. ref name legdict http legal dictionary.thefreedictionary.com court of equity Legal Dictionary.com ref United States bankruptcy court s are the one example of federal courts which operate as courts of equity. ref name legdict Some common law jurisdiction s such as the U.S. state s of Delaware , Mississippi , New Jersey , South Carolina , and Tennessee preserve the distinctions between law and equity and between courts of law and courts of equity. References references External links http archives.delaware.gov collections aghist 2816.shtml Brief History of Equity Courts in the U.S. state of Delaware Category Equity Category Common law Category English legal terms UK law stub US law stub ru ... more details
Orphan date January 2011 A plea in equity , in the common law , is a statement of facts raised by a defendant which operates as a defense to an equitable claim raised by the plaintiff. Traditionally, the plea is required to state new facts, additional to those set forth in the plaintiff s bill in equity , and these facts must support a dispositive defense to the claim such as the passage of a statute of limitations , plaintiff s prior waiver or Settlement law settlement of the claim, or res judicata . In the United States , the legal and equitable jurisdiction of most courts has been merged, and the plea in equity has been abolished. However, it remains a valid plea in certain states. In Virginia , a plea in equity may still be filed, and such a filing entitles either party to request a jury trial to decide the facts alleged in the plea. Category Common lawlaw term stub ... more details
Unreferenced stub date December 2009 An equity loan is a mortgage loan in which the borrower receives cash . Typically the loan is secured by real estate already owned outright. For example, if a person owns a home worth 100,000, but does not currently have a mortgage on it, they may take an equity loan at 80 Loan to value ratio loan to value LTV or 80,000 in cash in exchange for a mortgage law mortgage on the title. Many lending institutions require the borrower to repay interest only loan only an interest component of the loan each month calculated daily, and compounded to the loan once each month . The borrower can apply any surplus funds to the outstanding loan principal at any time, reducing the amount of interest calculated from that day onward. Some loan products also allow the possibility to redraw cash up to the original LTV, potentially perpetuating the life of the loan beyond the original loan term. The interest rate applied to equity loans is much lower than that applied to unsecured loan s, such as credit card debt. The reasoning behind this is that equity loans involve collateral , and credit card debt does not. See also HELOC Equity finance Real estate equity Real estate equity DEFAULTSORT Equity Loan Category Personal finance Econ stub ... more details
The maxims of Equitylawequity evolved, in Latin and eventually translated into English language English , as the principles applied by Court of equity courts of equity in deciding cases before them. ref citebook title Trusts and Equity author Richard Edwards, Nigel Stockwell year 2005 publisher Pearson Education pages 34 isbn 1405812273 ref Among the traditional maxims are Equity regards done what ought to be done This maxim means that when individuals are required, by their agreements or by law to have done some act of legal significance, Equity will regard it as having been done as it ought ... The Lectric Law Library s Lexicon On Clean Hands Doctrine Equity delights to do justice and not by halves ... for the procedures of interpleader and the more rarely used Bill of Peace . Equity follows the lawEquity will not allow a remedy that is contrary to law. The court of Chancery never claimed to override the courts of common law. In Story on Equity third English edition 1920 page 34, where a rule ..., or the particular point, a court of equity is a much bound by it as a court of law, and can as little ... law rules that equity interferes. As per Cardozo in Graf v. Hope Building Corporation , 254 N.Y 1 at 9 1930 , Equity works as a supplement for law and does not supersede the prevailing law ... of estoppel applies. Where equities are equal, the law will prevail Equity will provide ..., the law created no cause of action, equity would provide no relief if the law did provide ... overlaps with the previously mentioned equity follows the law. Between equal equities the first ... law, equity will not assist the intended donee. A subset of equity will not assist a volunteer ... conversion . Sometime this is phrased as equity regards as done what should have been done. The consequences ... instead of an equitable remedy. At law, he is entitled to the value at the time of breach, whether ... solution in the circumstances may be arrived at by applying the principle that equity regards that as done ... more details
law Conversations about intergenerational equity occur across several fields. ref n.d. http www.globalepe.org ... of intergenerational equity in law. ref O Brein, M. n.d. Not, Is it Irreparable? But, Is it Unnecessary? Thoughts on a Practical Limit for Intergenerational Equity Suits. Eugene, OR Constitutional Law Foundation. ref See also Adultism Ageism Environmental ethics Ephebiphobia Evolving Capacities ...Intergenerational equity in economic, psychological, and sociological contexts, is the concept or idea ... settings. ref Foot, D. & Venne, R. 2005 Awakening to the Intergenerational Equity Debate in Canada ... equity is the principle that an endowed institution s spending rate must not exceed its ... the claims of the present. Their task in managing the endowment is to preserve equity among generations ... Endowment Income? ref in terms of an economical context. Intergenerational equity refers to relationship ... seminar A6 workshop0503 index.html Economics of Intergenerational Equity in Transition Economies ... Equity Issues of Principle in the Allocation of Social Resources Between this Generation and the Next . Social Policy Group for the Parliament of Australia. ref Intergenerational equity ... about intergenerational equity are also relevant to social justice arenas as well, where issues such as health care ref Williams, A. 1997 Intergenerational equity An exploration of the fair ... Economics , 60 p10 18. Brown Weiss, E 1989 In Fairness to Future Generations International Law, Common Patrimony and Intergenerational Equity. Dobbs Ferry, NY Transitional Publishers, Inc., for the United ... abstract 721025 Some Thoughts on Shortsightedness and Intergenerational Equity , Loyola University Chicago Law Journal, 36 . Goldberg, M 1989 On Systemic Balance Flexibility and Stability In Social, Economic ..., P. & Weyant, J. P. 1999 Discounting and Intergenerational Equity. Washington, DC Resources for the Future Press. McLean, D. Intergenerational Equity in White, J. Ed 1999 Clobal Climate Change ... more details
Unreferenced stub auto yes date December 2009 In finance , equity trading is the buying and selling of company stock shares . Shares in large public company publicly traded companies are bought and sold through one of the major stock exchange s, such as the New York Stock Exchange , London Stock Exchange or Tokyo Stock Exchange , which serve as managed auction s for stock trades. Stock shares in smaller public companies are bought and sold in over the counter finance over the counter OTC markets. Equity trading can be performed by the owner of the shares, or by an agent law agent authorized to buy and sell on behalf of the share s owner. Proprietary trading is buying and selling for the trader s own profit or loss. In this case, the Principal commercial law principal is the owner of the shares. Agency trading is buying and selling by an agent, usually a stock broker , on behalf of a client. Agents are paid a commission remuneration commission for performing the trade. Major stock exchanges have market maker s who help limit price variation Volatility finance volatility by buying and selling a particular company s shares on their own behalf and also on behalf of other clients. External links DEFAULTSORT Equity Trading Category Equity securities Finance stub ... more details
The equity of redemption refers to the right of a mortgagor in law to redeem his property once the liability secured by the mortgage law mortgage has been discharged. Overview Historically, a mortgagor the borrower and a mortgagee the lender executed a conveyance of legal title to the property in favour of the mortgagee as security for the loan. If the loan was repaid, then the mortgagee would return the property if the loan was not repaid, then the mortgagee would keep the property in satisfaction of the debt. The equity of redemption was the right to petition the Court of equity courts of equity to compel the mortgagee to transfer the property back to the mortgagor once the secured obligation had been performed. ref See Santley v Wilde 1899 2 Ch 474 ref Today, most mortgages are granted by Security interest Statutory mortgage statutory charge rather than by a formal conveyance, although theoretically there is usually nothing to stop two parties executing a mortgage in the more traditional manner. ref Some countries have limited the grant of traditional mortgages by statute in some circumstances ... charge, see sections 85 86 of the Law of Property Act 1925 ref Traditionally, the courts have been .... Such impediments are clogs on the equity of redemption, and the courts of equity were particularly ... of the security did not clog the equity of redemption, it being generally realised that an extreme response to perceived clogs undermined the commercial arrangements of the parties. ref The equity ... itself mortgaged by the holder. Historically the equity of redemption would naturally expire upon the mortgagor breaching the terms of repayment. However, in modern times, extinguishing the equity of redemption ... sale of the property instead. See also Vernon v Bethell 1762 28 ER 838 Mortgage law Security interest Notes Reflist 2 References Category Property law Category Business law Category Legal terms Category Contract law ... more details
laws to prevent and or regulate equity stripping schemes. Minnesota passed a comprehensive law ...Equity stripping , also known as equity skimming , is a type of foreclosure rescue scheme . Often considered a form of predatory lending , equity stripping became increasingly widespread in the early 2000s. In an equity stripping scheme an investor buys the property from a homeowner facing foreclosure ..., victims are often unaware that they are giving away their property and equity. Citation ... of equity stripping. Although foreclosure re conveyance schemes can be beneficial and ethically conducted ... accessdate 2007 07 03 ref Term and definition The term equity stripping has sometimes referred to lending refinance practices that charge excessive fees thereby stripping the equity out of the home. The practice more often describes foreclosure rescue scams . While most do not consider equity stripping a form of predatory lending per se, equity stripping is related to traditional forms of that practice ..., and those victims more often fall to equity stripping scams. ref Allen Fishbein and Harold Bunce ... do consider equity stripping, in essence, a form of predatory lending since the scam works essentially like a high cost and risky refinancing. Equity stripping, however, is conducted almost always by local ... companies. ref Steve Tripoli and Elizabeth Renuart, National Consumer Law Center, Dreams Foreclosed ... uses described here, the term equity stripping also refers to the asset protection concept whereby the equity of an asset is encumbered , or stripped, to frustrate collection efforts by unsecured ... e.g. physician doctor s from losing equity in lawsuit actions. ref Equity Stripping Overview, http www.rjmintz.com equity stripping.html ref Market conditions Trends in the United States economy have led to the growing market for foreclosure services and equity stripping. Property values have ... with substantial equity. With these trends, a market emerged to tap into this equity. Scam ... more details
Equity release is a means of retaining use of your house or other object which has Capital economics .... Thus equity release is particularly useful for senior citizens who do not intend or are not able to leave ... often provided by the lender, which is often an insurance company. Advantages of equity release It can ... Equity Guarantee NNEG protects the borrower in the event of a downturn in the housing market ... providers. Disadvantages of equity release It may decrease the amount of money your family will inherit ... any means tested benefits that the borrower may be entitled to. The UK equity release market The UK http www.keyrs.co.uk equity release market is basically made up of two types of equity release plan ... over the period of the homeowner s lifetime. To help customers decide whether equity release is right for them, a number of companies provide a free equity release calculator to show a rough estimate of the amount of equity that could be released. The other type of plan is a reversion plan where the homeowners sells all or part of the property to the equity release provider in return for a right to remain there rent free. The United Kingdom UK equity release market is now fully regulated. Both ... to improve the equity release market and its previous poor reputation. The SHIP guarantees include a guaranteed right to remain living in the property which is the subject of the equity release, either for life or until entry into long term care. In addition there is a vital No Negative Equity Guarantee which essentially guarantees that the amount to repay the equity release plan on death or entry ... behind for beneficiaries of the equity release borrower. The current members of SHIP include http ... Life, Just Retirement, Liverpool Victoria, National Countie and Godiva, amongst others. The US equity release market main Reverse mortgage Empty section date July 2010 See also Mortgage loan Equity loan Mortgage law UK mortgage terminology Reverse mortgage , the American equivalent it Prestito vitalizio ... more details
nofootnotes date February 2008 The Epson Equity series of IBM Compatible Personal Computer s was manufactured from 1985 until the early 90s by Epson Inc. Epson was well known for its dot matrix printers at the time and the Equity series represents their entry into the growing PC compatible market. The Equity I was the first system introduced, equipped with an Intel 8088 CPU and one or two 5.25 floppy disk drive s. Deleted image removed Image EpsonEquityI.jpg thumb right The Epson Equity I was one of the first IBM compatible PCs to be widely used in the home. Models Equity I Equity Ie Equity I Equity II Equity II Equity III Equity III Equity LT Equity 286 Equity 386SX Equity 386DX Equity 5 123 Y0 Category IBM PC compatibles Category Seiko Epson ... more details
of time it takes to reach maximum equity . Eat what you kill is rarely, if ever, seen outside of law ...Refimprove date October 2009 An equity partner is a partner in a partnership who is a part owner of the business , and is entitled to a proportion of the distributable Profit accounting profits of the partnership. The term is used in contra distinction to a salaried partner or contract partner who are paid a salary , but do not have any underlying ownership interest in the business and will not share in the dividend distributions of the partnership although it is quite common for salaried partners to receive a bonus based upon the firm s profitability . Although they are both regarded as partners, in legal and economic terms, equity partners and salaried partners have little in common other than joint and several liability . ref In many legal systems, salaried partners are not technically partners at all in the eyes of the law. However, they are nonetheless jointly liable as their firms hold them out as partners. ref The degree of control which each type of partner exerts over the partnership depends upon the relevant partnership agreement . The division between equity and salaried partners could, in theory, occur in any partnership, but in practice, the distinction is most frequently referred to in law firm s and accountancy firms. Type of equity partnership In their most basic form, equity partners enjoy a fixed share of the partnership usually, but not always an equal share with the other partners . However, in more sophisticated partnerships, different models exist for determining either ownership or profit distribution or both . Probably the most common two forms are lockstep compensation lockstep and eat what you kill sometimes referred to, less graphically, as source ... for the origination of the work which generated the profits. British law firms tend to use the lockstep ... culture. See also Partnership Law firm Partner business rank Footnotes Reflist Category Partnerships ... more details
net worth is often required of investors by the law, since private equity funds are generally less ...Use dmy dates date March 2011 Financial market participants Private equity , in finance, is an asset class consisting of Stock equity securities in operating companies that are not publicly traded on a stock exchange . ref Investments in private equity http www.bvca.co.uk publications guide intro.html An Introduction to Private , including differences in terminology. ref Private equity investments are primarily made by private equity firms, venture capital firms, or angel investors, each with their own ... knowledge bank private equity and venture capital PrivCo.com Private Company Knowledge Bank ref Among the most common investment strategies in private equity are leveraged buyout s, venture capital ... leveraged buyout transaction, a private equity firm buys majority control of an existing or mature ... buyout, LBO or Buyout refers to a strategy of making equity investments as part of a transaction ... Buyouts . Tuck School of Business at Darmouth Center for Private Equity and Entrepreneurship, 2002 ... Equity , Social Science Research Network, June 2008 ref Between 2000 2005 debt averaged between 59.4 ..., venture capital is often used instead of private equity to describe the overal asset class and investment strategy described here as private equity. ref is a broad subcategory of private equity that refers to equity investments made, typically in less mature companies, for the launch, early development ... Is Venture Capital? The Encyclopedia of Private Equity. Accessed 20 February 2009 ref ref Joshua Lerner ... gender gap article1928693 print Private Equity Financing Globe & Mail, 04 March, 2011 ref Venture ... ref Growth capital Main Growth capital Growth capital refers to equity investments, most often minority ... to private equity, the owner can take out some value and share the risk of growth with partners ... final.pdf Driving Growth How Private Equity Investments Strengthen American Companies . Private ... more details
Unreferenced date January 2008 Cleanup date September 2010 The equity ratio is a financial ratio indicating the relative proportion of Equity finance equity used to finance a company s assets. The two components are often taken from the firm s balance sheet or statement of financial position so called book value , but the ratio may also be calculated using market values for both, if the company s equities are publicly traded. The equity ratio is especially in Central Europe a very common financial ratio while in the US the debt to equity ratio is more often used in financial research reports. Equity Ratio Owners Equity Total Assets Example Equity ratio 12 shareholder s equity total assets USD 79,180,000 USD 647,483,000 The Equity Ratio is a good indicator of the level of leverage used by a company. The Equity ratio measures the proportion of the total assets that are financed by stockholders and not creditors. The calculation of equity ratio is Total shareholder s equity Owner s Equity Total Assets A low equity ratio will produce good results for stockholders as long as the company earns a rate of return on assets that is greater than the interest rate paid to creditors. See also Debt to equity ratio Leverage finance DEFAULTSORT Equity Ratio Category Financial ratios de Eigenkapitalquote ja sv Soliditet ... more details
. ISBN 0 262 03243 0. DEFAULTSORT Equity Sharing Category Personal finance Category Real property law ...Multiple issues refimprove September 2008 tone September 2008 Equity sharing , also known as shared ownership or in the US as housing equity partnership HEP , allows a person to purchase a share in their home even if they cannot afford a Mortgage loan mortgage on the whole of the current value. It is generally ... and renting. There are various detailed methods to implement equity sharing, and it is implemented in over a hundred community land trust s in the United States. The remaining equity share may be held ... models the resident pays renting rent on that share. Equity sharing in the United Kingdom The government facilitates shared equity in England chiefly through the Homes and Communities Agency HCA , currently ... in 2009, under which the government and a housing developer jointly fund an equity loan of 30 of the valuation ... of a home. The Government provides an equity loan for the remainder which is interest free for the first ... who are vulnerable to repossession . Homeowners may change their tenure either to shared equity or Government ... Federation, 21 May 2009 ref Equity sharing in the United States Equity sharing has been around for some ... equity plans that have existed for decades in the UK, Europe and the U.S. They are also similar to an earlier proposal produced by Geltner, Miller and Snavely 1995 to develop Home Equity Investment ... equity sharing relationship. In summary, the traditional example of equity share for the purchase ..., better terms rate and will save a great deal just in payments versus what it will cost them in equity ... said, how does equity share help an investor and how does it work? If the investor puts up ... of the future equity in the property, with no interest and no payments, ever. Now you have ... into an Equity share agreement get cash from the fund and use that cash to purchase more ... Reflist refbegin Citation url http www.nhi.org policy SharedEquity.html title Shared Equity Homeownership ... more details
Orphan date February 2009 nofootnotes date June 2009 Customer equity is the total combined customer lifetime value s of all of a company s customers. Overview In deciding the Value economics value of a company, it is important to know of how much value its customer base is in terms of future revenues. The greater the customer equity CE , the more future revenue in the lifetime of its clients this means that a company with a higher customer equity can get more money from its customers on average than another company that is identical in all other characteristics. As a result a company with higher customer equity is more valuable than one without it. It includes customers Social capital goodwill and extrapolate s it over the lifetime of the customers. The term is a misnomer since the term has nothing to do with the traditional meaning of Ownership equityequity . There are three drivers to customer equity, all of which refer to three sides of the same thing Value equity What the customer assesses the value of the product or service provided by the company to be Brand equity What the customer assesses the value of the brand is, above its objective value Retention equity The tendency of the customer to stick with the brand even when it is priced higher than an otherwise equal product Customer equity strategy Companies often attempt to gain more customers and increase revenues by improving customer equity. They do this by improving consumer service improving the value or desirability ..., Roland T. Lemon, Katherine N. Zeithaml, Valarie A. Return on Marketing Using Customer Equity to Focus Marketing Strategy , Journal of Marketing 68 1 , 2004, 109 127 See also CE disambiguation Equity disambiguation Net worth Ownership equity Customer service Customer Customer relationship management ... Customer equity http www.customerequity.com ce indepth.html Customer equity http www.scribd.com doc 13423473 Customer Equity Customer equity Category Microeconomics Category Marketing Category ... more details
Public finance Equity of condition in tax law and governmental spending is the economic condition, often arbitrary, that political leaders believe a person should be in after governmental Social engineering political science social engineering and redistribution of wealth . The award or redistribution of wealth to the recipients overrides, substantially, any natural right of the producers of the wealth to keep the fruits of their labor. The award of wealth in a socialist economy may be extensive, with a proscribed level of benefits for food, housing, health, education, recreation, welfare, etcetera and have little or no relation to the citizen s productivity e.g., before tax income . The result, however, is that economic productivity and the standard of living can be lessened in a socialist economy due to disincentive to production. Equity of condition in a mixed economy , such as the United States, can be nebulous and ever changing. Governmental subsidies and tax deductions may be extended for political reasons, and a political leader may never provide comprehensive economic rationale for his particular fiscal policy actions. The cost of the benefits is merely shifted to a discriminated portion of the tax base. Benefits may also be illusory to recipients, because further political manipulation of the tax code by political leaders can nullify the recipients original gains. See also Income tax Implied level of government service Primacy of the state Primacy of the citizen and taxpayer Real property use tax Taxation in the United States References Citation last Gillis first Timothy J. title Taxation and National Destiny A Tax Systems Analysis and Proposal publisher San Diego Maximus Profectus year 1999 isbn 0 9667434 1 5 . p. 122. DEFAULTSORT Equity Of Condition Category Tax reform Category Taxation in the United States Category Economics Category Political philosophy tax stub ... more details
For the credit card secured by home equity HELOC An Equity Card is proof of membership in an organization of stage actors such as the Actors Equity Association of the United States or the British Equity trade union Equity . For some exclusive clubs catering to show business types, the card can be used to prove that they are indeed the actor and not some look alike imposter. According to the BBC website, the children who sang on Pink Floyd s number one hit Another Brick in the Wall Part 2 couldn t appear in the video because they didn t hold Equity cards ref http www.bbc.co.uk blogs magazinemonitor index.html a018300 BBC News Magazine ref . References Reflist theat stub Category Acting ... more details
Educational equity , or equity in education, is the study and achievement of fairness in education . The study of educational equity is often linked with the study of excellence and equity . Dimensions of Educational Equity Educational equity has two interrlated dimensions. One is the issue of fairness, in that achievement ought to be based upon ability and application, and not on factors such as gender , socio economic status or ethnicity . The second dimension is that all individuals have a right to basic functioning literacy and numeracy OECD, 2007 . Solutions Addressing the issue of educational equity is a complex challenge. However the needs to involve education policy , classroom practices and resourcing OECD, 2007 . References OECD 2007. No More Failures Ten Steps to Equity in Education. Lead Author Simon Field. Paris OECD Publishing. Uncategorized date January 2011 ... more details
Refimprove date July 2008 Home equity is the market value of a homeowner s Encumbrance unencumbered interest in their real property &mdash that is, the difference between the home s fair market value and the outstanding balance of all lien s on the property. The property s Ownership equityequity increases as the debtor makes payments against the mortgage loan mortgage balance, and or as the property value Appreciation appreciates . In economics , home equity is sometimes called real property value . Technically, home equity has a zero rate of return and is not Market liquidity liquid . Home equity management refers to the process of using Mortgage equity withdrawal equity extraction via loan s&mdash at favorable, and often tax favored, interest rate s&mdash to invest otherwise Market liquidity illiquid equity in a target that offers higher returns. Home owners acquire equity in their home from two sources. They purchase equity with their down payment, and the principal portion of any payments they make against their mortgage. They also benefit from a gain in equity when the value of the property increases. Investors typically look to purchase properties that will grow in value, causing the equity in the property to increase, thus providing a return on their investment when the property is sold. Home equity may serve as Collateral finance collateral for a home equity loan or HELOC home equity line of credit HELOC . Many home equity plans set a fixed period during which the person can borrow money, such as 10 years. At the end of this draw period, the person may be allowed to renew the credit line. If the plan does not allow renewals, the person will not be able to borrow additional ... years. ref name Home Equity Credit cite web url http www.homeownerequities.com home equity credit overview title Home Equity Credit accessdate 2009 11 05 ref See also Bet Tzedek Legal Services The House of Justice Home equity loan Ownership Equity References Reflist Category Personal finance Category ... more details
orphan date August 2008 Equity Repositioning is the financial strategy of taking an Stock equity rich asset base and repositioning those assets into a diversity of investment vehicles. The idea is to borrow against the equity value of a property and reposition that capital. This strategy is aimed at earning a rate of return greater than the cost to borrow the funds. Equity is the monetary value of a property or business beyond any amounts owed on it in mortgages , claims , liens , etc. Repositioning means to place or put something in a new position to position again. Category Investment econ stub ... more details
Orphan date February 2009 Art equity is a proportionate ownership right that an individual or entity may claim against a physical representation of Art . Art Equity is distributed through organizations like the International art exchange . Art equity has many legal rights and any ownership stake is transferable pending the owner s permission. Category Legal terms Category Equity ... more details
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