Double indemnity is a clause or provision in a life insurance or accident policy whereby the company agrees to pay the stated multiple of the face amount in the contract in cases of accidental death. An accidental death is a death that is neither intentionally caused by a human being, such as homicide, nor foreseeable, such as cancer.

In 2004, 4.67% of all deaths in the United States were declared accidental.^[1] For this reason, double-indemnity clauses are usually relatively cheap and often aggressively marketed, especially to people over 45. Children and people in dangerous jobs, such as heavy construction, are the exceptions.^[2]

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da:Kvinden uden samvittighed fr:Assurance sur la mort hr:Dvostruka obmana it:La fiamma del peccato nl:Double Indemnity ja:?????